Lori Baldwin-Lopez your Real Estate Guru Integrity, service and knowledge at your disposal for real estate needs
Lorraine Baldwin-Lopez

How Much Can You Afford?


 
These calculators will help you estimate loan amounts, mortgage qualification, affordability or whether you should be renting or buying. Remember that in order to truly find out how much home you qualify for you will need to consult a mortgage professional to have a credit approval run. Most loan programs are based on your credit score. That pre-approval is required before I will submit an offer on a property on your behalf.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.  Please contact me with questions about mortgages via email or phone.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



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